Wyoming Exemptions
Legal Disclaimer: The following is basic legal information, provided as a public service by Wyoming’s lawyers. The information provided is not a substitute for speaking to an attorney. Only an attorney can give you legal advice regarding your specific situation. Click here for help finding a lawyer.
Major State Exemptions and Limits
Limit: Real Property up to $20,000 - W.S. 1-20-101 through 1-20-104
The homestead may consist of a house on a lot or lots or other lands, a farm consisting of any number of acres, or a house trailer or other moveable home which is being used as the residence of the debtor.
NOTE: Tenancies by the entirety are exempt without limit as to debts of one spouse. Spouse or child of deceased owner may claim exemption. Joint owners may double.
Limit: $2000 - W.S. 1-20-105
Furniture, bedding, provisions and other household articles of any kind or character as the debtor may select
Limit: Up to $4,000 per person - W.S. 1-20-106
Family bible, pictures, and school books - W.S. 1-20-106
Burial lot - W.S. 1-20-106
Medical savings account contributions - W.S. 1-20-111
Pre-paid funeral contracts - W.S. 26-32-102
Limit: Up to $3,000 and 3 firearms; 1,000 rounds of ammo per firearm - W.S. 1-20-106
Limit: $4,000 - W.S. 1-20-106
Limit: $5,000 - W.S. 1-20-106
Limit: The greater of the following: 30 times the federal minimum hourly wage or minimum of 75% of disposable weekly earnings. - W.S. 1-15-408, W.S. 1-15-511, and W.S. 40-14-505
Special categories:
Wages of inmates in adult community corrections program - W.S. 7-18-114
Wages of inmates in correctional industries program - W.S. 25-13-107
Earnings of National Guard members - W.S. 19-9-401
Annuity contract proceeds to $350 per month - W.S. 26-15-132
Disability benefits (if clause prohibits proceeds from being used to pay beneficiary's creditors) - W.S. 26-15-130
Fraternal benefit society benefits - W.S. 26-29-218
Group life or disability policy or proceeds, cash surrender & loan values, premiums waived, and dividends - W.S. 26-15-131
Individual life insurance policy proceeds, cash surrender & loan values, premiums waived, and dividends - W.S. 26-15-129
Life insurance proceeds held by insurer, if clause prohibits proceeds from being used to pay beneficiary's creditors - W.S. 26-15-133
NOTE: Federal bankruptcy law automatically exempts most tax-exempt pensions and retirement savings accounts from bankruptcy. - 11 U.S.C. § 522(b)(3)(C)
Private or public retirement funds & accounts, including IRAs, Roth IRAs and SEP IRAs - W.S. 1-20-110
Criminal investigators, highway officers - W.S. 9-3-620
Firefighters' death benefits - W.S. 15-5-209
Game & fish wardens - W.S. 9-3-620
Police officers - W.S. 15-5-313(c)
Public employees - W.S. 9-3-426
Crime victims' compensation - W.S. 1-40-113
General assistance - W.S. 42-2-113(b)
Unemployment compensation - W.S. 27-3-319
Workers' compensation - W.S. 27-14-702